Simple and affordable

The current therapy pricing model doesn't work - so we changed it.

We've negotiated pricing to bring you up to 50% savings

Mental health should be accessible, but therapy can be expensive.

That’s why we negotiated with top therapists to provide their services at a discount - up to 50% less than their typical rates.

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Our rates

reflect facilitates high-quality individual and couples therapy at affordable rates. We offer two pricing tiers based on session start time, with a slight premium for limited evening appointments.

Use pre-tax HSA/FSA and out-of-network insurance benefits for additional savings.

We don't take in-network insurance. Why?

Our priority is getting you the care you need when you’re ready, which creates some issues with insurance providers, such as:

  • Most top therapists don’t accept in-network insurance options.

  • Many providers on insurance lists don’t have spots for new clients, forcing you to join waitlists or go with a sub-optimal choice.

  • Insurance companies mandate mental “disorder” diagnoses prior to coverage, and even then insurers have different arbitrary caps on coverage. It’s an approach that we feel often pushes people to wait until things get bad before they seek a therapist.

What you can use!

Instead, reflect can help you save up to 80% with:  

HSA / FSA dollars

Out-of-network insurance benefits

Just let us know if you'd like to use one of these options once you’ve chosen a therapist, and we'll coordinate everything on the backend with your provider. Simply contact our billing team at

Ask your employer about their mental health benefits. Some companies we partner with reimburse or subsidize for therapy similarly to a gym membership (if they don't, you should ask them to!).

Learn more about how reflect can help you navigate out-of-network benefits to save you up to 80% off therapy.

Try for free today

reflect's free intro sessions give you the chance to try talking to a therapist risk-free. Take a quick survey to receive personalized matches tailored to your needs.